Some of the most well known debt issues are foreclosure, credit card debt, car repossession, wage garnishment, payday loans and others. We know that at this point, you are probably struggling to make ends meet and that you must address the issue right this time. Well, it seems you might have just found the solution to your problems - bankruptcy. Chapter 7 or Chapter 13 bankruptcy will erase partially or fully your debt and you can live debt-free again. Mortgage modification is another common solution when it comes to keeping your home.
Our Texas bankruptcy attorneys at The Semrad Law Firm (DebtStoppers) are dedicated to upholding the rights of our clients and provide sympathetic, knowledgeable legal services you can rely on. Our knowledgeable bankruptcy attorneys in Dallas are available for you whether you need assistance with mortgage modification or you need to file for Chapter 7 or Chapter 13 bankruptcy.
Way too often it happens you fall behind on your written agreement with the creditor or lender of your car.
Creditor harassment is an illegal practice and there are several ways this can be stopped.
Did you know that filing for bankruptcy will delay foreclosure?
Is a debt collector garnishing your check? If yes, then give us a call and let us handle the situation right away.
Learn what kind of assets are protected from creditors under Texas law?
Did you know the average credit card debt per person in Texas is $6,033? Credit card debt is something an average Texas citizen can’t escape from.
These loans are predatory and trap borrowers in debts and loan cycles that many Texas citizens can’t afford.
Americans have issues with the IRS tax debt for all kinds of reasons for instance late payment, which leads to high interests.
Did you know that more than 100 million adults have medical debt and that 12% of these people owe more than $10,000?
A liquidation bankruptcy known as Chapter 7 allows you to get rid of some or all of your debts.
Learn moreIf you have debt higher than $5,000 you can get some of this debt reduced or discharged under Chapter 13.
Learn moreFalling behind your mortgage payments due to high inflation, high-cost energy bills, and high interests? If yes, call us.
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A combination of federal laws and regulations called bankruptcy can assist people who have more debt than they are able to pay back. Each of the 94 federal judicial districts has jurisdiction over bankruptcy proceedings, and bankruptcy cases are filed in the bankruptcy court in practically every district. In state court, bankruptcy cases cannot be filed. By selling up their possessions to pay off their obligations or by coming up with a repayment plan, those who are unable to pay their creditors can receive a fresh start thanks to bankruptcy rules.
Provide an honest debtor a "new start" in life by releasing them from the majority of their obligations, and to pay back creditors in a timely manner to the degree that they are entitled to payment from the debtor's assets.
While some bankruptcy cases entail the liquidation of the debtor's assets, others are filed to allow the debtor to reorganize and create a plan to repay creditors.
