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What Are the Debt Collector Laws in Illinois?
In Illinois, both state and federal laws protect you from abusive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) applies across America, and its restrictions are supplemented by additional rules in the Illinois Collection Agency Act (ICAA). While the FDCPA applies to all collectors, the ICAA companies whose primary business is collecting debts.
A few types of illegal collections practices under the ICAA include:
- Using profane, offensive, or abusive language
- Making baseless threats of criminal prosecution
- Threatening to publish or tell other people about your debts
- Using fake legal documents or pretending to be a lawyer
Unfortunately, even though these methods are unethical and illegal, many collectors continue to practice them. Bankruptcy solutions can take care of this problem too. As soon as you file your petition, your creditors have to STOP ALL COLLECTION ACTIVITIES. They won't even be able to call you!
If your creditors decide to ignore the automatic stay and continue to call you, DebtStopper will take them to court on our own dime to get you financial compensation for their violations. We ensure every client gets the relief they need from creditor harassment.
Contact the Debtstoppers Attorneys for Additional Help
When debts are your problem, DebtStoppers bankruptcy solutions can lift the burden off your shoulders. The first step is to call or text DebtStoppers at 312-913-0630 to set up a free one-on-one consultation with one of our experienced Illinois attorneys.
You don't have to spend another day struggling under the weight of your debts. Call or text DebtStoppers today!
