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Debt Solutions in Georgia

Georgia residents aren't known to deal well with their debt. You may not know that, by the end of 2020, Georgia was ranked seventh in the nation for total credit card debt owed by its residents. In addition, Georgia was ranked fifth for the student loan debt, and third in the entire country for the average amount owed toward auto loan debt.

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Debt Solutions at DebtStoppers

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What Are the Debt Solutions Through Bankruptcy in Georgia?

When it comes to filing for bankruptcy in Georgia, you have two options: Chapter 7 or Chapter 13.

Chapter 7 allows struggling families to quickly wipe out most of their consumer debts and move on with their lives. While the law allows a court-appointed trustee to sell your property to reimburse creditors, this rarely occurs with our Georgia clients.

Your other choice is Chapter 13, which enables you to lower your debts and restructure them in a 3-to-5 year payment plan. While you will still have to pay on your debts, you'll only have to make one monthly payment (that you can genuinely afford!) to a bankruptcy trustee.

Contact us To Choose the Right One for Your Case

Since Chapter 7 is quicker and wipes out your debts, it is the bankruptcy of choice for many Georgia families. However, if your household income is too high to qualify for Chapter 7, or if you have valuable property such as a house or car to protect, a Chapter 13 repayment plan may be the better option.

If you're wondering which of the two bankruptcy solutions is right for your family, contact DebtStoppers today to schedule a no-cost financial evaluation with one of our talented Georgia attorneys. We can help you choose which route will benefit your family the most.

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How To Protect Yourself From the Debt Collectors in Atlanta?

Another one of the exceptional solutions offered by bankruptcy is the protection it provides against collectors. The moment your case is filed, the court will order your creditors and bill collectors to STOP ALL COLLECTIONS EFFORTS. This includes:

When creditors decide to flout the law and continue to hassle our clients, we bring them to court at our own expense and make them pay for their infringements. DebtStoppers is always looking for ways we can find solutions for the clients we serve.

Get Free Personal Debt Advice Now

If crushing debt is a problem for you and your family, DebtStoppers solutions can eliminate your troubles. Call or text DebtStoppers today at 678-673-2142 to request your free consultation with one of our skilled Georgia attorneys.

You don't have to waste another second suffering under the staggering weight of your debts. Call or text DebtStoppers to find relief.

Pains and problems

Repossession

Besides our home, our car is our most valuable possession. It's how we get to work; it's how we take...

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Creditor Harassment

Far too many people in Georgia are living with daily creditor harassment. Are threatening calls from...

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Foreclosure

In these tough economic times, millions of American families are in danger of losing their homes...

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Wage Garnishment

If you're trying to dig yourself out of debt, this is the last thing you need. A Creditor ...

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Asset Protection

Today's economy is unpredictable and tumultuous. You can do everything right, and then a layoff...

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Credit Repair

You've probably seen ads from "credit repair" companies promising to fix your less-than-perfect financial ...

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Credit Cards

If you're one of the millions of Americans who are struggling to make ends meet, you ...

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Payday Loans

Payday loans are short-term, high-interest loans that come at a very high price. Many people who turn to payday...

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IRS Debt

Uncle Sam and his attorneys can be quite miserly when it comes to your taxes. If you can't afford to pay the IRS your taxes ...

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Medical Bills

If you're one of the millions of Americans struggling with unpaid medical bills, you don't ...

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Solutions we provide

Filing for Bankruptcy

It's easy to feel trapped when you are struggling with debt. You can't afford to...

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Mortgage Modifications

Foreclosure is a terrifying word. And for thousands of American homeowners, it's...

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Chapter 7 Bankruptcy

Filing for Chapter 7 in Georgia is a fast, legal way to eliminate your debts and...

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Chapter 13 Bankruptcy

Filing for Chapter 13 in Georgia allows you to reorganize and reduce your debt...

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