Recent Blog Posts

Foreclosure is the process of a bank or lender retaking possession of a property after its owner falls behind on their mortgage payments. In Georgia, there are two types of foreclosures: judicial and non-judicial. However, regardless of …

If you, like many others, are experiencing financial hardship and have defaulted on your auto loan, it is likely that your car will be repossessed. Repossession occurs when the lender reclaims a financed motor vehicle …

Many people who could benefit from the debt protections offered by bankruptcy are afraid to file due to common misconceptions about the process. One of the most widespread misunderstandings is the idea that you will lose everything you own if you file for bankruptcy. The truth is, you…

Foreclosure! Foreclosure is a scary word with scary consequences. A foreclosure occurs, when the bank or your mortgage lender decides to take back possession of the property they are financing due to you, the borrower, defaulting on your mortgage payments…

Under Michigan law, creditors and debt collectors are prohibited from engaging in any behaviour that would have the effect of harassing, oppressing or abusing an individual who owes or has owed money to the creditor…

In California, home loans are usually secured by a legal document called a “deed of trust” that permits the lender to reclaim the property if the borrower defaults on the loan. This means that when homeowners fall behind on their…

While many people are under the impression that they cannot buy a home after filing for bankruptcy in California, this is far from the truth. Depending on the chapter of bankruptcy you filed and the type of mortgage…

People often think there is a limit on how many times you can claim bankruptcy in Illinois, but this is not the case. The truth is that you can file as many times as you need it, as long as you comply with the legal conditions placed on refiling…

You might think it will be impossible to secure a car loan after filing for bankruptcy in Florida. However, you might be surprised to learn that you can usually get an auto loan shortly after filing…

Bankruptcy is a major decision that is usually reached after someone has struggled financially for an extended period of time. It can be tempting to file bankruptcy just because you are struggling with debt, but there…