The Ugly Truth: HomeVestors of America's Exploitative Practices and How the Law Can Help
A recent investigation by ProPublica titled "The Ugly Truth Behind “We Buy Ugly Houses”" has unearthed alarming facts about HomeVestors of America, the largest cash homebuyer in the United States. The article, written by Anjeanette Damon, Byard Duncan, and Mollie Simon, exposes a web of deceptive...........
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Chapter 13 Bankruptcy: What is it and Why is it Important?
Financial setbacks can strike unexpectedly, plunging even the most diligent into economic despair. Job loss, medical emergencies, or unforeseen debts can derail the best-laid financial plans. Luckily, the legal system offers a lifeline in the form of bankruptcy, a mechanism designed to alleviate overwhelming ..........
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What Can You Do to Stop Wage Garnishment Immediately?
When facing wage garnishment, it can feel like you are losing control of your financial stability. Wage garnishment is an order issued by a court directing your employer to withhold a portion of your earnings to pay back a debt. With each pay period, a portion of your hard-earned money is automatically redirected..........
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Short Sale vs Foreclosure: The Complete Guide
In May of this year, the United States experienced a sharp increase in foreclosures, with 35,196 filings - a 7% increase from the previous month and a 14% year-over-year increase. This spike is primarily tied to the unclogging of distressed properties' pipeline as Covid-related moratoriums have been lifted..........
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Bankruptcy Law: An Untapped Resource for Student Loan Relief
In recent years, the burden of student loans has weighed heavily on millions of Americans. This burden was exacerbated by the Supreme Court's recent decision to strike down President Biden’s student loan forgiveness plan..........
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Do Medical Bills Affect Your Credit Report?
Ever asked yourself, "Do medical bills affect your credit report?" The short answer is yes, they can. However, recent changes have made it less likely for medical bills to severely impact your credit scores. In this article, we will explore the relationship between medical bills and credit reports, provide tips..........
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Student Loans and Bankruptcy: A Game-Changer in Debt Discharge
As we edge closer to October, millions of Americans are bracing themselves for the resumption of their student loan payments. This looming deadline is set against a backdrop of rising financial distress. A recent survey by Morgan Stanley found that an alarming 34% of respondents said they would not be able to make any..........
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Navigating Credit Card Debt: Understanding the Power of Debt Forgiveness and Bankruptcy
For the first time in history, American households are carrying over $1 trillion in credit card debt. As if this figure isn't alarming enough, the average interest rate has escalated to 24%, the highest it has been in over three and a half decades. Amidst such an economic crisis, it's crucial for individuals to fully..........
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Choosing a foreclosure lawyer in Texas. 5 important tips
Choosing a Foreclosure Lawyer in Texas: 5 Important Tips Facing foreclosure is a daunting prospect. The uncertainty and the fear of losing one's home can be paralyzing. In such circumstances, the importance of a proficient foreclosure defense lawyer in Texas cannot be understated. They can provide a strategic defense, guiding........
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Voluntary Repossession: Pros and Cons
When dealing with financial difficulties and unmanageable car payments, one of the options you might consider is voluntary repossession. However, it's essential to weigh the pros and cons before making such a decision, and consulting a bankruptcy attorney can ensure you are making the best decision for your situation........
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