Every time I browse the internet for debt topics, I am bombarded with articles offering the same old advice on how to manage and get rid of credit card debt. "Focus on one debt at a time," "Pay the highest interest first," "Use windfalls wisely," and of course, "Try the snowball method."............
Read MoreA recent investigation by ProPublica titled "The Ugly Truth Behind “We Buy Ugly Houses”" has unearthed alarming facts about HomeVestors of America, the largest cash homebuyer in the United States. The article, written by Anjeanette Damon, Byard Duncan, and Mollie Simon, exposes a web of deceptive...........
Read MoreFinancial setbacks can strike unexpectedly, plunging even the most diligent into economic despair. Job loss, medical emergencies, or unforeseen debts can derail the best-laid financial plans. Luckily, the legal system offers a lifeline in the form of bankruptcy, a mechanism designed to alleviate overwhelming ..........
Read MoreWhen facing wage garnishment, it can feel like you are losing control of your financial stability. Wage garnishment is an order issued by a court directing your employer to withhold a portion of your earnings to pay back a debt. With each pay period, a portion of your hard-earned money is automatically redirected..........
Read MoreIn May of this year, the United States experienced a sharp increase in foreclosures, with 35,196 filings - a 7% increase from the previous month and a 14% year-over-year increase. This spike is primarily tied to the unclogging of distressed properties' pipeline as Covid-related moratoriums have been lifted..........
Read MoreIn recent years, the burden of student loans has weighed heavily on millions of Americans. This burden was exacerbated by the Supreme Court's recent decision to strike down President Biden’s student loan forgiveness plan..........
Read MoreEver asked yourself, "Do medical bills affect your credit report?" The short answer is yes, they can. However, recent changes have made it less likely for medical bills to severely impact your credit scores. In this article, we will explore the relationship between medical bills and credit reports, provide tips..........
Read MoreAs we edge closer to October, millions of Americans are bracing themselves for the resumption of their student loan payments. This looming deadline is set against a backdrop of rising financial distress. A recent survey by Morgan Stanley found that an alarming 34% of respondents said they would not be able to make any..........
Read MoreFor the first time in history, American households are carrying over $1 trillion in credit card debt. As if this figure isn't alarming enough, the average interest rate has escalated to 24%, the highest it has been in over three and a half decades. Amidst such an economic crisis, it's crucial for individuals to fully..........
Read MoreFacing car repossession is a stressful situation, but it's important to remember that you are not alone. Every year, countless individuals in Georgia experience the daunting process of car repossession. Understanding the intricacies of repossession laws in Georgia, alongside exploring your available options, can help.........
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