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Illinois Chapter 13 allows you to restructure and reduce your debt into an affordable monthly repayment plan lasting three to five years. You're eligible for Chapter 13 even if you don't pass the means test, making it an excellent option for people with regular incomes facing temporary financial setbacks.
Where Are the Bankruptcy Courts in Illinois?
Bankruptcy courts in Illinois are divided into 3 districts with 7 locations. The court locations include:
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Northern District
- Chicago
- Rockford
- Joliet
- Park City
- Joliet Park City Geneve
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Central District
- Peoria
- Springfield
- Urbana
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Southern District
The statutes require you or your attorneys to file with the court a petition and the necessary records to start proceedings. After your case is filed, the judge issues an automatic stay, which is a court order that forbids your creditors from even contacting you. Imagine not being afraid to answer the phone! Bankruptcy laws can offer you that freedom.
Don't Wait To Find Debt Relief
Bankruptcy laws can help you find the debt relief you so desperately need. You can stop worrying about how you're going to pay the next bill or whether you're going to lose your house, and start living the life you've always wanted.
A DebtStoppers bankruptcy plan can help you escape the burden of financial stress by putting Illinois laws to work for you! The first step towards freedom is to schedule a free one-on-one consultation with one of our skilled Illinois attorneys. Call or text DebtStoppers today at 312-913-0630.
DebtStoppers is proud to be the only Illinois firm that offers a real $0 up-front Chapter 7. We'll even advance the cost of your $335 filing fee, so you don't have to wait another minute to get the help you need. Call or text 312-913-0630.
